Before opening an account, and for more complete information regarding the Elite Mutual Funds, obtain a prospectus by clicking the link below. Investors should consider the investment objectives, risks, charges and expenses of a mutual fund before investing. The prospectus contains this and other information about the Elite Funds. Read the prospectus carefully before you invest or send money. Also be sure to read other important disclosure information in the section entitled legal info and important company policies, including the Code of Ethics, in the section entitled policies.

2008 newsletters

• July 2, 2008 - "Frustrated"
• June 3, 2008 - "Stock Market Still Improving - More to Come"
• May 7, 2008 - "Everything is Wonderful on Wall Street"
• March 31, 2008 - "Healing is a Process"
• February 4, 2008 - "You Were a Part of History"
• January 2, 2008 - "Not if But When..."

2007 newsletters

• November 20, 2007 - "Is it a Trick or a Treat?"
• October 2, 2007 - "In a Coma for Three Months? You Didn't Miss Much"
• August 6, 2007 - "Let's Review - Summer 2006 and 2007"
• July 5, 2007 - "You Will Like The Numbers"
• June 5, 2007 - "Take A Rest"
• May 2, 2007 - "Four Down, Eight To Go"
• April 2, 2007 - "It's Been A Difficult Winter"
• February 28, 2007 - "A Slap In The Face"
• January 31, 2007 - "More of the Same - That's Good"

2006 newsletters

• November 20, 2006 - "The Sweet Spot"
• September 26, 2006 - "Similar to 2005, 1995 and 1985"
• June 12, 2006 - "Sell Your House...Again"
• April 26, 2006 - "An Accident Waiting To Happen"
• March 22, 2006 - "March Madness"
• February 22, 2006 - "A Good Start To The Year...Almost Too Good"
• January 3, 2006 - "2005: A Third Year of Good Profits"

2005 NEWSLETTERS

• December 19, 2005 - "Finish Line"
• November 17, 2005 - "The Story is the Same"
• October 5, 2005 - "Good Month, Good Quarter, Good Year"
• September 12, 2005 - "The Teflon Stock Market"
• August 1, 2005 - "Hot Summer Days - The Stock Market Sizzles"
• July 1, 2005 - "Your Patience Will be Rewarded"
• April 25, 2005 - "Moo"
• April 4, 2005 - "It's Deja Vu All Over Again"
• February 14, 2005 - "It's Hard to be Negative"
• January 3, 2005 - "It Was a Good Year"

2004 NEWSLETTERS

• December 6, 2004 - "Two Out of Three"
• November 8, 2004 - "It's Over, It's Over, Thank God It's Over!"
• October 4, 2004 - "It's Been a Long Time"
• August 17, 2004 - "An Easier Way to Make Money"
• July 7, 2004 - "Half Full or Half Empty"
• May 24, 2004 - "I O U Stock Market"
• April 20, 2004 - "First Quarter Report"
• March 03, 2004 - "Right On Course"
• January 30, 2004 - "As January Goes..."
• January 7, 2004 - "2003 Was Good - More to Come in 2004"

2003 NEWSLETTERS

• November 10, 2003 - "The Home Stretch"
• October 2, 2003 - "Rolling Along"
• August 19, 2003 - "In Irons"
• June 25, 2003 - "It's Okay To Look"
• April 29, 2003 - "The Next 1000 points on the Dow Jones is up!"
• March 10, 2003 - "My Recommendation: Sell Your Home & Car - Buy Stock"
• January 30, 2003 - "Mark Twain"
• January 13, 2003 - "What a difference a day makes"
• January 6, 2003 - "The Three (not so little) Bear Market"

2002 NEWSLETTERS

• December 4, 2002 - "Shoot the Grinch!"
• November 4, 2002 - "From Bubble to Bear to Bottom... eventually!"
• September 12, 2002 - "Let me tell you about 29"
• July 03, 2002 - "It's an Opportunity ~ Not a Problem"
• June 07, 2002 - "Straight To the Point"
• May 15, 2002 - "This Is a Test"
• April 16, 2002 - "Normal, Whatever That Is"
• January 31, 2002 - "Under Attack, Again"
• January 03, 2002 - "Best Investments For 2002"